Mini Money Method San Diego, CA Apply
Co-hosting  ·  San Diego County

You Own a MINI. Let It Earn While You're Not Driving It.

Most privately owned cars move about an hour a day. The other twenty-three, yours is paying insurance, registration and depreciation to sit still. We list your MINI, run it on Turo, handle everyone who rents it, and split the revenue. You keep the keys, the title, and every day you block for yourself.

Apply to co-host → How it works

Two minutes to apply. The first thing we tell you is whether your MINI qualifies.

First, Does Your MINI Qualify?

Four rules, and we apply them before anything else so nobody wastes an afternoon. They exist because guests book newer, cleaner, automatic cars, and because a high-mileage car costs more to keep on the road than it earns.

2014or newer — twelve model years or younger
Automatictransmission only. No manuals, however much we love them.
130,000miles on the odometer or fewer
San DiegoCounty — that is the market we actually run
Close but not quite? Send the application anyway and say so in the notes. A 2013 in exceptional condition and a 2014 that has been through three winters are not the same car, and we would rather look than guess. But the automatic requirement is firm — manual transmissions and short-term renters do not mix.

How It Works

Four steps. You are meaningfully involved in exactly one of them.

01

Apply

Two minutes. Year, trim, mileage, where the car lives. We tell you straight away whether it qualifies.

02

We look at the car

In person. Condition, tyres, service history, and whether the interior photographs well. Then we agree the split and put it in writing.

03

We build the listing

Photography, copy, trim-accurate specs, pricing, and your blocked-out days on the calendar before it ever goes live.

04

We run it

Guests, messages, handoffs, cleaning, problems at 11pm, claims when something goes wrong. You get a monthly statement.

What we handle

  • Listing build — photography, copy, trim-accurate specs
  • Pricing and calendar management for San Diego demand
  • Guest screening, messaging, and support during trips
  • Handoff logistics, cleaning, and turnaround between trips
  • Damage documentation and claim filing
  • Monthly statements and a clean year-end export for your CPA

What stays yours

  • The title, the keys, and the car — always
  • The days you block for yourself, every month
  • Final say on your pricing floor and who may drive it
  • Maintenance, registration, and your own insurance decisions
  • The right to end the arrangement

What It Costs You

A revenue split. No monthly fee.

You are paid a share of what your MINI actually earns. There is no management retainer, no listing fee, and no charge for the photography. If your car earns nothing in a month, we earn nothing in that month. The split is agreed in writing before your car is ever listed — you will know the number before you commit to anything, not after.

What you still pay for

It is your car, so maintenance, registration, and your own insurance stay with you, the same as they do today. Cleaning and turnaround between trips is coordinated by us and billed against the trip, not invoiced to you separately. Anything unusual gets a conversation before it gets spent.

On insurance. Renting your car out is not something every personal auto policy contemplates, and Turo's protection plans are not the same thing as your own coverage. Before your MINI is listed we will walk through what is actually in place and what is not. We will tell you if we think you are exposed. What we will not do is tell you it is all handled, because that is the sentence people regret.

And Yes — There Is a Tax Side

A MINI genuinely placed in service producing rental income is a business asset, not a toy. That is the whole premise of this site.

But we are going to say the uncomfortable part out loud: handing day-to-day operations to a co-host can make material participation harder to establish, and that can push your rental activity into passive treatment — which changes whether a first-year loss offsets your W-2 income at all.

Some owners co-host purely for the income and never intended to take losses against a salary. Others want both, and need to be deliberate about how involved they stay. Either is fine. What is not fine is finding out in April. Bring it up with your CPA before you sign anything — including with us — and run the first-year estimator so you walk into that conversation with numbers instead of vibes.

Open the calculator

Apply to Co-Host Your MINI

Two minutes. We read every one of these ourselves and reply to all of them, including the ones we have to turn down.

We use what you send here to assess your MINI and reply to you. We do not sell it and we do not add you to a mailing list you did not ask for. Submitting this form does not create a client relationship or any obligation on either side, and it is not tax or insurance advice.

Co-Hosting Questions

What is the split?

A share of the revenue your MINI produces, with no monthly fee. We agree the exact number in writing before your car is listed, and it does not change without you agreeing to it. If your car earns nothing, we earn nothing.

Can I still drive my own car?

Yes. You block the days you want and we work the calendar around them. Blocking half the month means earning less than blocking three days — but it is your car, and that trade-off is yours to make, not ours.

Who is responsible if a guest damages it?

We document the car before and after every trip, file the claim, and push it through. What is ultimately recoverable depends on the protection plan in place and the circumstances — which is exactly why we walk through coverage with you before the car is listed rather than after something happens.

Do I have to give up my keys permanently?

No. We hold a set to run handoffs. You keep yours, you keep the title, and the car remains entirely yours throughout.

What if I want out?

You end it. We honour trips already booked so no guest is stranded, hand back the listing and the keys, and that is the end of it. No lock-in — it is a car, not a mortgage.

Why only MINIs?

Because knowing one car properly beats knowing forty badly. We know what the trims are worth, what breaks, what a Cooper S should photograph like, and what a guest is actually choosing when they scroll past the crossovers. That focus is the whole advantage — diluting it would cost you money.

Why only San Diego?

Because handoffs, cleaning and 11pm problems are physical. A co-host who cannot get to your car within the hour is a call centre. When we open another market we will say so on this page.

How fast will I hear back?

The eligibility answer is immediate — the form tells you before you even send it. A human reply comes after that, including when the answer is no.